To obtain or keep a homeowners insurance policy, your home may need to have a home insurance inspection. Insurance companies use inspections to identify any liability issues with your property and determine the amount of risk associated with its condition or features.
If you take some time to prepare, you might be able to identify some of these issues and fix them before the inspection happens. This can result in a better report, but also help you avoid any unpleasant surprises. Here are some things you can do to prepare for a home insurance inspection:
There are several outside portions of your home you can check before an inspection. Some possible issues include:
Examine the interior of your home to find and resolve any problems before they’re discovered during the inspection. Some things to make a note of include:
Even with preparation, the results of your inspection may not be ideal. If the insurance company finds major issues with your home interior or exterior, they might give you a deadline to resolve them to keep your coverage. If your home is too risky, you may be denied coverage entirely.
Regardless of inspection reports, the more you know about the condition of your home, the better. Remember to check for these issues periodically to ensure your home remains in the best possible condition, regardless of your insurance coverage.
Brenda brings her customers a unique combination of the traditional American business personal touch, along with what she fondly refers to as “all the stereotypical British vices” of punctuality, dedication and attention to detail – actively listening to customers’ likes/dislikes and taking her cues to adjust accordingly. When it comes to buying or selling your family’s home, you expect the highest standards of service and expertise, and Brenda will exceed your expectations with her honesty, integrity and professionalism while fiercely advocating on your behalf in every transaction.
Brenda currently resides in Cedar Hill with her two labradoodles, Lulu and Layla, and a host of friends and family who stop in to visit on a daily basis. Everyone knows the doors and the pool are always open and fine wine will likely be served!